Direct Check

As working Montanans and Montana families brace for the economic hardships during the Coronavirus pandemic, I fought to ensure we give Montanans some much needed relief in their pocketbooks. 

Under the Coronavirus Economic Rescue Package, signed into law last week, Montanans are eligible to receive a $1,200 per person ($2,400 per couple) direct check and $500 per child. The direct checks are subject to a $75,000 income threshold ($150,000 for joint filers) with a limited phase out above the thresholds.  

The direct checks will NOT be subject to taxes.

Click HEREfor a useful calculator tool to determine how much you or your family will qualify to receive!   

*NEW as of 5/26*: For more information on prepaid debit cards for stimulus check click, HERE.

Nearly four million people are being sent their Economic Impact Payment by prepaid debit card, instead of paper check. The determination of which taxpayers receive a debit card was made by the Bureau of the Fiscal Service, another part of the Treasury Department that works with the IRS to handle distribution of the payments.

These Economic Impact Payment Cards arrive in a plain envelope from Money Network Cardholder Services. The Visa name will appear on the front of the card; the back of the card has the name of the issuing bank, MetaBank®, N.A. Information included with the card will explain that the card is an Economic Impact Payment Card.

Those who receive Economic Impact Payment by prepaid debit card can do the following without any fees.

  • Make purchases online and at any retail location where Visa is accepted
  • Get cash from in-network ATMs
  • Transfer funds to their personal bank account
  • Check their card balance online, by mobile app, or by phone

This free, prepaid card also provides consumer protections available to traditional bank account owners, including protection against fraud, loss, and other errors.

The card will come with instructions on how to activate and use it. Learn more at www.eipcard.com.

*NEW as of 4/16*: For more information on how to get your check, click HERE

Information for Those Who Have Not Filed A Tax Return 

Eligible U.S. citizens or permanent residents who:

  • Had gross income that did not exceed $12,200 ($24,400 for married couples) for 2019
  • Were not otherwise required to file a federal income tax return for 2019, and didn't plan to

You can provide the necessary information to the IRS easily and quickly for no fee through Non-Filers: Enter Payment Info.

The IRS will use this information to determine your eligibility and payment amount and send you a direct check. After providing this information you won’t need to take any additional action. 

For the Non-Filers: Enter Payment Info link, click HERE.  

Information for Veterans 

  • On Tuesday April 14th, 2020 the U.S. Department of the Treasury released that they have partnered with the VA to ensure Veterans and their beneficiaries receive their stimulus checks automatically and without additional paperwork.   

*New as of 05/06* Economic Impact Payment FAQs, click HERE 

*New as of 05/19* The IRS will be adding 3,500 telephone representatives to answer some of the most common questions about Economic Impact Payments. 

If you want to call and ask a question, please call 800-919-9835.

FAQ

What if I don't want my direct check from the IRS? 

  • Contact your bank and instruct them to reverse the transaction 
  • If you recieved a check in the mail, you can write "void" on it and send it back to the address you received it from.  

I don’t recognize the bank information shown on my Payment Status. What can I do? What will happen to my payment?

  • If you received your refund via a prepaid card or through your tax preparer, you may not recognize the information shown. In some cases, your preparer may have used an account number similar to your Social Security number.
  • Your bank account information for your Economic Impact Payment is captured from:
  • If the IRS issues a direct deposit and the bank information is invalid or the bank account has been closed, the bank will reject the deposit. They will then mail your payment as soon as possible to the address they have on file for you. Get My Payment will be updated to reflect the date your payment will be mailed. Typically, it will take up to 14 days to receive the payment, standard mailing time. No action is needed on your part to ensure the payment will be re-issued.
    • the most recently filed tax return if you received a refund by direct deposit in 2018 or 2019, or
    • the bank information you provided on our Get My Payment application, or
    • the bank information you provided on the Non-Filers: Enter Payment Info Here tool.

I applied my 2019 refund toward my 2020 estimated tax (or 2018 refund toward my 2019 estimated tax if based on your 2018 return). What should I enter for the refund amount?

  • If you requested that all or part of your refund be applied toward your estimated tax, you should enter the total amount of your refund from line 21a of your 2019 tax return (or line 20a of your 2018 tax return).

I neither owed nor received a refund on my tax return. What should I enter to submit my bank information?

  • You can select either “I received a refund” or “I owed money” and enter 0 for the “Refund Amount or Amount You Owed.”

When will Get My Payment provide a payment date after adding bank information?

  • If you enter your bank information in Get My Payment any day until noon on Tuesday, your payment date will be available beginning the following Saturday in Get My Payment.
  • If you enter your bank information after noon on Tuesday, your payment date should be available beginning the Saturday after next in Get My Payment.
  • There may be times when your payment may be sent by mail because the payment was already in process before the bank information was entered. If this is the case, then typically it will take up to 14 days to receive the payment (standard mailing time).

Who is eligible?

  • U.S. citizens and U.S. resident aliens will receive the Economic Impact Payment of $1,200 for individual or head of household filers, and $2,400 for married filing jointly if they are not a dependent of another taxpayer and have a work eligible Social Security number with adjusted gross income up to:
  • Taxpayers will receive a reduced payment if their AGI is between:
    • $75,000 and $99,000 if their filing status was single or married filing separately
    • 112,500 and $136,500 for head of household
    • $150,000 and $198,000 if their filing status was married filing jointly
    • The amount of the reduced payment will be based upon the taxpayers specific adjusted gross income.
    • Eligible retirees and recipients of Social Security retirement, survivor, or disability benefits (SSDI), Railroad Retirement benefits, Supplemental Security Income (SSI) and VA Compensation and Pension (C&P) will receive a payment.
    • For eligible taxpayers who filed tax returns for 2019 or 2018, they receive the payments automatically.
    • Those who don’t usually file a tax return and receive Social Security retirement, survivor, or disability benefits (SSDI), Railroad Retirement benefits, Supplemental Security Income (SSI) and VA Compensation and Pension (C&P) also receive automatic payments of $1,200. While some of these groups receive Forms 1099, many in this group don't typically file tax returns. Many people in these groups are expected to see the automatic $1,200 payments later this month, with SSI and VA payments expected to start in May.
    • For people who have little or no income and didn’t file a tax return or don’t receive any of the federal benefits listed above, they are also eligible for an Economic Impact Payment. They need to register with the Non-Filer tool on IRS.gov as soon as possible so they can receive a payment.
    • $75,000 for individuals if their filing status was single or married filing separately
    • $112,500 for head of household filers and
    • $150,000 for married couples filing joint returns

I receive a Form SSA-1099 or RRB-1099. Can I use Get My Payment to check my payment status?

  • Yes, you will be able to use Get My Payment to check the status of your payment after you verify your identity by answering the required security questions.

I receive a Form SSA-1099 or RRB-1099 and do not file a tax return because I don’t meet the income requirement to file. Can I use Get My Payment to provide my bank information to receive my EIP by direct deposit?

  • You will not be able to use Get My Payment to provide your bank account information because you did not file tax returns for 2018 or 2019. The IRS will use the information on the Form SSA-1099 or Form RRB-1099 to generate your payment. You will receive your payment as a direct deposit or by mail, just as you would normally receive your benefits.
  • For example, if your benefits are currently deposited to a Direct Express card, your EIP will also be deposited to that card. If your benefits are currently deposited to your bank account, your EIP will also be deposit to that account.

Why am I getting "Payment Status Not Available"?

  • The Get My Payment application will return "Payment Status Not Available" for several reasons, including:
  • If you receive “Payment Status Not Available”, you will not be able to provide direct deposit information at this time. The IRS is working on updates to allow more people to use this feature.
  • The IRS updates Get My Payment data once per day, overnight, so there is no need to check more often. If you are eligible for a payment and have provided your information either through a recent tax return or the "Non-Filers: Enter Payment Info Here" application, please check back for updates.

    • You are required to file a tax return, but:
      • The IRS hasn't finished processing your 2019 return
      • The application doesn't yet have your data; we’re working on adding more data to allow more people to use it.
    • You don't usually file a return, and:
      • You used Non-Filers: Enter Payment Info Here but we haven’t processed your entry yet
      • You receive SSI or VA benefits; information has not been loaded onto our systems yet for people who don’t normally file a tax return.
    • You’re not eligible for a payment (see Eligibility).

Where did the IRS get my bank information, and what if I need to change it?

  • Your bank account information for your economic impact payment is usually captured from:

    • the most recently filed tax return if you received a refund by direct deposit in 2018 or 2019, or
    • the bank information you provided on our Get My Payment application, or
    • the bank information you provided on the Non-Filers: Enter Payment Info Here tool.

  • If Get My Payment indicates your payment is pending or has been processed, you cannot change your bank account information. 

My bank account information has changed since I filed. Can I update it using the tool?

  • To help protect against potential fraud, the tool also does not allow people to change direct deposit bank account information already on file with the IRS. 
  • If the IRS issues a direct deposit and the bank information is invalid or the bank account has been closed, the bank will reject the deposit. The IRS will then mail your payment as soon as possible to the address the IRS has on file for you. Get My Payment will be updated to reflect the date your payment will be mailed. Typically, once the payment is mailed, it will take up to 14 days to receive the payment, standard mailing time.

What does it mean when Get My Payment says, "Please Try Again Later"?

  • Your account has been locked.
  • You will able to access the application after 24 hours have passed. Please do not contact the IRS.
    • Information you entered does not match our records – for security reasons we limit each user to three failed attempts per 24-hour period; or
    • You have already accessed the system the maximum number of times within 24 hours – we limit each user to five logins per day to manage system capacity.

Why am I receiving an error message when entering my personal information or tax information?

  • To ensure the information is entered correctly, please use the help tips provided when entering the information requested to verify your identity. If the information you enter does not match our records, you will receive an error message. Check the information requested to ensure you entered it accurately. 
  • You may want to check your most recent tax return or consider if there is a different way to enter your street address (for example, 123 N Main St vs 123 North Main St).  You may also verify how your address is formatted with the US Postal Service (USPS) by entering your address in the USPS ZIP Lookup tool, and then enter your address into Get My Payment exactly as it appears on file with USPS.
  • If you receive an error when entering your Adjusted Gross Income (AGI), refund amount, or amount you owed, make sure you are entering the numbers exactly as they appear on your Form 1040 or tax transcript. If the numbers from your 2019 tax return are not accepted, try the numbers from your 2018 tax return instead.
  • If the information you enter does not match our records three times within 24 hours, you will be locked out of Get My Payment for 24 hours for security reasons. You will be able to access the application again after 24 hours. There is no need to contact the IRS.

My address is different from the last tax return I filed. Can I change it using Get My Payment?

  • No. Get My Payment will not allow you to change your address. To change your address:
  • If you are required to file a tax return, you can go to IRS Free File to file your return electronically.
  • If you are not required to file, go to our IRS Non-Filers: Enter Your Payment Info Here application to electronically submit your information to receive the Economic Impact Payment (EIP).
    • If you have not filed your 2019 tax return, enter your new address on your return when you file. We update our records when your return is processed. File electronically to ensure your return will be processed more quickly.
    • If you have filed your 2019 tax return and you did not receive a refund via direct deposit, your payment will be mailed to the address we have on file for you. This is generally the address on your most recent return or as updated through the United States Postal Service (USPS).

I requested a direct deposit of my payment. Why are you mailing it to me?

  • It is possible that the IRS does not have the correct bank account information for you, or your financial institution rejected the direct deposit. In either case, your payment will be mailed to the address the IRS has on file for you.
  • Note: Get My Payment will not allow you to change your bank information once your payment has been processed. No action is needed to contact the IRS as phone assistors won’t be able to change your bank information either. 

For more information on your direct check, click HERE.